As a business owner, it is crucial having a credit card that fits your demands. Using a personal credit card for company spending may cause uncertainty about what expenses are for personal use and what are business-related. Hence, having a company credit card is essential.
However, with a variety of alternatives available, selecting the right one for your business might be challenging. In this post, we'll explore the top five business credit cards that need an Employer Identification Number (EIN) for application in this year.
The top options is the Capital One Tap Card
This business credit card is ideal for companies that desire a straightforward, flat-rate rewards program. It's particularly ideal for startups because it no requirement for a security deposit and there is zero annual fee. Moreover, the card offers a 0% introductory APR on purchases for the first nine months, making it a good option for consumers who require to make many purchases. The card offers an opportunity to earn endless 1.5% cash back on every transactions, making it an ideal fit for companies that prefer to not worry about collecting extra rewards in various categories. Additionally, the card has a variety of benefits, including cash back on regular expenses and additional rewards on travel and dining - truly affordable choice for businesses of all levels.
Divi Card
{The unique business charge card allows companies to collect rewards on regular transactions and redeem those credits for money, trips, or vouchers. With the option to get 1% cash back on all purchases, this card offers a fantastic option for companies which want to get points on their routine spending.
Ramp Card
This corporate credit card is designed exclusively for new businesses and small companies. Featuring no annual cost and a chance to earn unlimited two percent money-back on all transactions, this card offers a fantastic alternative for companies that want to earn rewards on the spending without spend an annual charge.
This American Express Business Credit Card
This corporate credit card is a good option for businesses who want to accumulate rewards on their regular company costs. With the chance to accumulate four times points on these categories, this card is ideal for organizations that have a lot of travel or eating costs. Furthermore, with a large registration reward and zero annual charge for the first year, this card is an excellent choice for businesses of all sizes. It provides a variety of advantages, such as rebates on company supplies, advertising, and shipping. In addition, the card provides a 0% introductory APR on purchases for the first nine here months.
Citizens Bank Business Card
This corporate charge card is perfect for businesses that need to make large expenditures ahead. It features a 0% introductory APR on purchases for the first nine months and no annual fee. Furthermore, the card provides a range of rewards, including rebates on ordinary company spending and extra rewards on travelling and dining.
Conclusion
These some of the top business credit cards you can acquire in 2023 with just your EIN number. Whether you're a newly established business searching for a no-annual-fee card with a 0% introductory APR, or a business hoping to accumulate points on everyday purchases, there's a card on our list for you. Compare the features and perks of each card to find the one that's ideal for you.